A hotel does not carry homeowners insurance – they have a business insurance policy and that is what is needed to fully cover you.
Because Airbnb collects money, they are essentially acting as a hotel. When a homeowner (or renter) places a property on Airbnb – whether a room or the whole home – it ceases to become a residence.
Not only does your homeowners insurance not cover rentals and any potential liability, but some insurance carriers, like the MA Fair Plan, will actually drop you if they find out. We get this question a lot – “Does my homeowners insurance cover Airbnb or other online rental facilitators” and the bottom line is no. There are some considerations to take into account however before you become a host – with insurance being one of them. While we have not stayed in every rental property featured, unless otherwise stated, these listings are vetted based on Superhost status, amenities, location, previous guest reviews, and decor.Cape Cod is ripe for a home rental platform like Airbnb and we’ve seen an increase in this type of online, on-demand business model in our beautiful little beach community. Looking for ideas for what to do on the 70-mile-long peninsula when you've booked your accommodations? We've got a whole Cape Cod guide that covers where to eat and what to see while you're there, no matter if you're staying in Bourne or Brewster. Whether you're traveling with the whole family or visiting on a romantic couple's weekend, there's a home for everyone on this list-and plenty of iconic cedar shake cottages to go around. Here, you'll find some of the best Cape Cod vacation rentals, organized geographically from the Upper Cape (towns like Sandwich and Falmouth) to the Outer Cape (like beloved Provincetown). And if you're thinking of visiting when temperatures hit the 70s come June, you'll want to start planning your stay already-return visitors often book their summer homes a year in advance. But that doesn't mean the cape is closed for business-in fact, the chillier months can be some of the most idyllic to explore, provided you're adequately bundled up and have a cozy Cape Cod Airbnb or vacation rental to lounge in. Come winter, Massachusetts's Cape Cod peninsula is devoid of summer crowds, historic lighthouses get a dusting of snow, and crabbing season wraps up.
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